Be cautious when applying for a credit card that has a zero percent interest rate. While tempting at first, the reality is that it can quickly lead to overspending. After a particular time period is up, interest rates increase, and consumers will end up owing large amounts of money.
If you only pay the minimum amount each month on your credit card, only the credit card company benefits. The monthly minimums are deliberately designed to be so low that you will be paying for years in in order to pay off...
